The Momentum Move
Small wins build big confidence. This week, we're not solving everything — we're just getting one undeniable victory.
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Cancel a Subscription
Find one recurring charge you don't use and kill it.
Negotiate a Bill
Call your internet or insurance provider and ask for a better rate.
Sell One Item
List something on Facebook Marketplace or eBay today.
Open High-Yield Savings
Move your emergency fund to a HYSA to earn more interest automatically.
Select a move from the left to get started.
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Make Your Savings Work Harder
If you chose the High-Yield Savings move above, here is exactly where to put that money. CIT Bank's Platinum Savings account is one of the most competitive options out there right now. Because they operate online without the overhead of physical branches, they pass those savings directly to you in the form of a higher rate.
4.10%
APY Boost Rate*
$0
Monthly Fees
$100
Min. to Open
*4.10% APY Boost rate available on balances of $5,000+. Use promo code CITBoost at account opening. Rate as of Jan 2026. Terms apply. Member FDIC.